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Receipts

Results that speak.

Unedited screenshots from real NovaTerra clients. Names obscured for privacy — outcomes speak for themselves.

Experian score climbed to 754 — Very Good.
+103 points
Experian score climbed to 754 — Very Good.
FICO Score 8 jumped to 717 in months.
+54 points
FICO Score 8 jumped to 717 in months.
Credit card utilization moved from Needs Work to Good.
Usage 81% → 13%
Credit card utilization moved from Needs Work to Good.
Hard inquiry from a major lender wiped from the file.
Inquiry Removed
Hard inquiry from a major lender wiped from the file.
Disputed tradeline removed via Experian dispute.
Account Deleted
Disputed tradeline removed via Experian dispute.
Negative ONEMAIN account removed from file.
Account Removed
Negative ONEMAIN account removed from file.

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